Most jobs take Social Security taxes out of your paycheck so you can get a monthly benefit in your 60s. Some jobs, like state and town government positions, don't pay Social Security taxes and therefore don't contribute to your eligibility.
You're eligible if:
We keep track of how many years you've paid Social Security taxes.
If you've worked and paid Social Security taxes for 10 years or more, you'll get a monthly benefit based on that work. Then, we'll see if you're eligible to get additional money based on a current or former spouse's work.
If you haven't worked and paid Social Security taxes for 10 years or more, we'll still see if you're eligible for a monthly benefit based on a current or former spouse's work.
The requirements vary based on whether you're married, divorced, or widowed. Once you apply and tell us about your current and past marriages, we'll ensure that you get the highest monthly benefit you're eligible for. You won't have to talk to an ex-spouse if you're divorced and we won't tell them about your application.
Answer a few questions to check your eligibility before you apply.
Your children may be eligible for a monthly benefit because of your work if they are:
Answer a few questions to check your child's eligibility before you apply.